Victor Penna is a recognized industry leader in finance, treasury solutions and business process improvement with over 30 years finance and consulting experience. He has held Senior Executive roles in Corporate Finance, Transaction Banking, Management Consulting, Business Process Outsourcing and Treasury Consulting at Standard Chartered, J.P. Morgan, Citibank, and specialist consulting firms. Today Victor leads a global treasury advisory team for Standard Chartered comprising experienced ex treasurers and process engineers who have a core focus on delivering treasury transformation projects and best practice treasury advice, financial process improvement, and transaction banking solutions for global corporations leveraging the Bank’s leading position in Asia, Africa, and the Middle East. Over the past 18 months he and his team have focused heavily on the impact of digitization and emerging Fintech solutions on business and the role of Treasury. He has spoken to over 250 corporate clients from all industries on the topic and personally run workshops with many leading corporations to help define their digital strategies. Apart from his advisory role, Victor also has end to end responsibility for Standard Chartered’s Cash Management business covering clients based in Europe and the Americas. This includes sales, product, implementation, channels, and service. Prior to this role he was the Global Sales Head for corporate sales covering cash management, trade, supply chain finance, escrow, and transactional FX. Before joining Standard Chartered 5 years ago, Victor was Managing Director and Regional Head of J.P. Morgan’s treasury consulting team for Asia Pacific. He also led regional sales teams covering large Asian multinationals and non-bank financial institutions. During his career, he has personally advised many Fortune 500 clients on centralization structures such as Treasury Centers, In-House Banks, Payment Factories, Shared Service Centers, and Supply Chain Management Centers. He has also provided advice and solutions covering global liquidity management structures, regional cash management, financing structures, risk management, investment management, process reengineering, business process outsourcing. His industry experience extends across Oil & Gas, Mining & Resources, Petrochemicals, Power, Technology, Consumer Electronics, Airlines & Shipping, Automotive, Industrials, Insurance, Asset Management, Banks and the Public Sector. He is regular presenter at major industry conferences. Victor has a Bachelor of Business from Swinburne University of Technology and post-graduate diplomas in Financial Services and Corporate Finance.